Bharat Ka Apna Local App.

Millions of businesses of all sizes—from startups to large enterprises—use XPay.Life’s software and APIs to accept payments, send payouts, and manage their businesses online through UPI on Android and iOS Apps..

image phone

ABOUT US

XPay.Life , An award winning Fintech start-up , dedicated to creating a Digital India and touching millions of lives using Innovation Beyond Imagination

Get Started

OUR SERVICES

Services designed for fast-growing businesses

Unified Payments Interface (UPI)

Experience Seamless, Secure and trusted UPI transactions with the highest ever success rates in the country! Transfer to friends or stores with a click!

Bill Payments

Pay bills of Electricity, Water, Gas, Telecom, DTH, Insurance, Loan repayment through EMI, FASTag, School Fees, Mobile Prepaid, Cable TV.

Financial Inclusion

Touching the lives of over a lac villages now and enabling digital transactions at the grass roots level, we are committed to a truly digital India.

Payment Systems

From Cards to Virtual, from QR codes to AEPS, we energise all transactions , bridging all prevalent payment systems

Technology Services Provider

Want to Implement the toughest tech for your business, our top notch team will rally behind you and get it done!

AI/ML Cash Manangement Service

No more wastage , no more cash handling woes, Let our systems plan your cash management for you!

Why XPay.life?

Safety, Security , Serviceability…

Be it Bill payments or transferring money to a loved one, our platform makes sure the 3 S of financial transactions are always top of mind.

Multi Modal Payment channel

Use Kiosks, PoS, web, mobile or even our Mobile van to do financial transactions, you will get the same seamless experience everywhere

Win Big!

Keep transacting to win exciting rewards and cashbacks on every transaction. Everybody here is a winner!

Download App Now

image phone

Mobile Van Inauguration 2022

phone

Accept Payments Worldwide

Become a Merchant

Download XPay.life Merchant App

Download XPay.life Merchant App from Business.Xpay.Life

Get Document & Mobile Verified

Your document & Mobile Number will be verified by our On-boarding team.

Welcome Kit

Post KYC you will receive a Welcome Kit. Welcome kit will include App installation link and username.

Start Onboarding Here

A technology-first approach to payments and finance

Payments infrastructure for the masses.

Point of Sale Machine

    Sleek, Secure and with lightning Speed! Our Intelligent Mobile Point of Sale (PoS) machine is all you need to digitise your store front!

Know More

Touch Screen Kiosk

    For all your cash collection needs, this clever little Kiosk with built in intelligence takes payments and information management to the next level!

Know More

Mobile Van

    To boldly go where no Fintech has every gone before! Our Mobile Van travels to the doorstep of the villagers and brings happiness into their homes.

know more

A spirit with a vision is a dream with a mission

Server Uptime

99.999%

The uptime and reliability of computer and communications facilities is sometimes measured in nines. Having a computer system’s availability of 99.999% means the system is highly available, delivering its service to the user 99.999% of the time it is needed.

Google Play Rating

4.5

It is good app suggest all people use this app xpay.lie is better than paytm , google pay and it is trusted.

- Anoop

Absolutely, XPAY Lovely,! 👉( 1 9 8 5 8 E ) 🔥It's very enjoyable Cool level game. I am in level 3. But one annoying thing about this game is that the rest team had got much better weapons than the left team.

- Dipti Arora

Too good application. Some aap give cashback after the service but it's before the service. Feels better after the confirmation even some low amount but i think we Indians would develop step wise with competition

- Bheemsain rajpoot

Walkthrough

Have a look at what’s inside the app.

app-screen
app-screen
app-screen
app-screen

Download from both Android and iOS stores.

3 Million users and counting!

recent news

Read latest news from our blog.

blog-image

How XPay.Life Is Making Bill Payments Easy For Rural India

12
Mar 2, 2022

Online bill payment platforms have made the lives of urban people a lot easier. No more waiting in long queues. No more time limitations for utility bill payments. ...

blog-image

Settle All Your Utility Bills Online and Save Time


12
Feb 10, 2022

Earlier people had to wait in long anchored queues for hours to pay their bills. They had to skip their lunch hours or sometimes had to take a day off ...

blog-image

Cash or Digital Payment? Well, XPay.Life offers both

12
feb 1, 2022

Online Payment has spread like a virus and anyone can just hook up online and sort out all things such as shopping, Pay Broadband Bill or any other utility bill payments ...

Media Coverage

Read What The Media Has To Say About Us

instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image
instagram-slide-image