Bharat Ka Apna Local App.
Millions of businesses of all sizes—from startups to large enterprises—use XPay.Life’s software and APIs to accept payments, send payouts, and manage their businesses online through UPI on Android and iOS Apps..


OUR SERVICES
Services designed for fast-growing businesses

Unified Payments Interface (UPI)
Experience Seamless, Secure and trusted UPI transactions with the highest ever success rates in the country! Transfer to friends or stores with a click!

Bill Payments
Pay bills of Electricity, Water, Gas, Telecom, DTH, Insurance, Loan repayment through EMI, FASTag, School Fees, Mobile Prepaid, Cable TV.

Financial Inclusion
Touching the lives of over a lac villages now and enabling digital transactions at the grass roots level, we are committed to a truly digital India.

Payment Systems
From Cards to Virtual, from QR codes to AEPS, we energise all transactions , bridging all prevalent payment systems
Technology Services Provider
Want to Implement the toughest tech for your business, our top notch team will rally behind you and get it done!

AI/ML Cash Manangement Service
No more wastage , no more cash handling woes, Let our systems plan your cash management for you!
Why XPay.life?
Safety, Security , Serviceability…
Be it Bill payments or transferring money to a loved one, our platform makes sure the 3 S of financial transactions are always top of mind.
Multi Modal Payment channel
Use Kiosks, PoS, web, mobile or even our Mobile van to do financial transactions, you will get the same seamless experience everywhere
Win Big!
Keep transacting to win exciting rewards and cashbacks on every transaction. Everybody here is a winner!


Mobile Van Inauguration 2022

Accept Payments Worldwide
Become a Merchant
Download XPay.life Merchant App
Download XPay.life Merchant App from Business.Xpay.Life
Get Document & Mobile Verified
Your document & Mobile Number will be verified by our On-boarding team.
Welcome Kit
Post KYC you will receive a Welcome Kit. Welcome kit will include App installation link and username.
A technology-first approach to payments and finance
Payments infrastructure for the masses.
A spirit with a vision is a dream with a mission
Server Uptime
99.999%
The uptime and reliability of computer and communications facilities is sometimes measured in nines. Having a computer system’s availability of 99.999% means the system is highly available, delivering its service to the user 99.999% of the time it is needed.
Walkthrough
Have a look at what’s inside the app.
Download from both Android and iOS stores.
3 Million users and counting!
recent news
Read latest news from our blog.

How XPay.Life Is Making Bill Payments Easy For Rural India
Online bill payment platforms have made the lives of urban people a lot easier. No more waiting in long queues. No more time limitations for utility bill payments. ...

Settle All Your Utility Bills Online and Save Time
Earlier people had to wait in long anchored queues for hours to pay their bills. They had to skip their lunch hours or sometimes had to take a day off ...

Cash or Digital Payment? Well, XPay.Life offers both
Online Payment has spread like a virus and anyone can just hook up online and sort out all things such as shopping, Pay Broadband Bill or any other utility bill payments ...