A Payments App Built for India, by Indian's

XPay Life is an award winning Fintech startup that has dedicated itself to easing payment systems and energising transactions in India. A true blue Made In India Product, at its core, the robust architecture supports multi modal form factors.

From the Mobile app to the Web, all the form factors leading to the platform has one common belief at its core, to enable Secure transactions with the maximum ease to its customers.

With millions of customers swearing by its efficacy, the XPay Life platform has reached the nooks and crannies of the country, aiming to educate and enable the rural countryside to transact financially. Through its BBPS platform for utility bill payments and its UPI channel for all other Person to Person or Merchant transactions, both certified by NPCI, the platform is now synonymous with banking at your doorstep!

India's Best Recharge & Bill Payment App.

A spirit with a vision is a dream with a mission

XPay Life Mobile Van

To be a safe, secure & scalable platform of choice for digital transactions across the world; To support every payment method that customers want to use & become an efficient platform with easy-access technology; To empower village level entrepreneurs to partake in the growth of digital economy & to aid in growth of their business for financial transactions with their customers;

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To be the platform of choice and convenience for consumers to transact safely & securely across India and the world, through a 360-Degree Payments Platform built by Indians to Accelerate Rural economic growth by making financial services accessible and affordable to everyone.

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Strategic Outlook

Technology is the biggest enabler of the masses, with the right mix of technology & the drive to enable its adoption, we can change the way the world transacts!” XPay Life believes it can use its technology to bring about a revolution in the way the rural masses perceives finance.

Download the XPay Life app to make your life simpler