Bharat Ka Apna Local App for Recharge & Bill Payments

XPay.Life is a Fintech Start-up committed to India’s rural digitisation. We enable Village level entrepreneurship , empower SHG's , FPO's , the District Cooperative Banks and Regional Rural Banks through our simple and secure platform. Our Make in India product helps over 4 million households and 15 states , from Kashmir to Kanyakumari, enabling digital payments at their doorsteps through constant innovation. XPay.Life’s award winning , AMBIC based ( AI, Mobility, Blockchain, IoT and Cloud) payment platform is powered by the National Payments Corporation of India (NPCI) for the Bharat Bill Pay System (BBPS) platform which connects over 20,000 billers nationwide.

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ABOUT US

XPay.Life , An award winning Fintech start-up , dedicated to creating a Digital India and touching millions of lives using Innovation Beyond Imagination

Get Started

Why XPay.life?

Safety, Security , Serviceability…

Be it Bill payments or transferring money to a loved one, our platform makes sure the 3 S of financial transactions are always top of mind.

Multi Modal Payment channel

Use Kiosks, PoS, web, mobile or even our Mobile van to do financial transactions, you will get the same seamless experience everywhere

Win Big!

Keep transacting to win exciting rewards and cashbacks on every transaction. Everybody here is a winner!

Download App Now

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Bank On Wheels Inauguration

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Accept Payments Worldwide

Become a Merchant

Download XPay.life Merchant App

Download XPay.life Merchant App from Business.Xpay.Life

Get Document & Mobile Verified

Your document & Mobile Number will be verified by our On-boarding team.

Welcome Kit

Post KYC you will receive a Welcome Kit. Welcome kit will include App installation link and username.

Start Onboarding Here

A technology-first approach to payments and finance

Payments infrastructure for the masses.

Point of Sale Machine

Sleek, Secure and with lightning Speed! Our Intelligent Mobile Point of Sale (PoS) machine is all you need to digitise your store front!

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Touch Screen Kiosk

For all your cash collection needs, this clever little Kiosk with built in intelligence takes payments and information management to the next level!

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Mobile Van

To boldly go where no Fintech has every gone before! Our Mobile Van travels to the doorstep of the villagers and brings happiness into their homes.

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A Spirit With A Vision Is A Dream With A Mission

Server Uptime

99.999%

The uptime and reliability of computer and communications facilities is sometimes measured in nines. Having a computer system’s availability of 99.999% means the system is highly available, delivering its service to the user 99.999% of the time it is needed.

Google Play Rating

4.5

XPay-rating

It is good app suggest all people use this app xpay.lie is better than paytm , google pay and it is trusted.

- Anoop

Absolutely, XPAY Lovely,! 👉( 1 9 8 5 8 E ) 🔥It's very enjoyable Cool level game. I am in level 3. But one annoying thing about this game is that the rest team had got much better weapons than the left team.

- Dipti Arora

Too good application. Some aap give cashback after the service but it's before the service. Feels better after the confirmation even some low amount but i think we Indians would develop step wise with competition

- Bheemsain rajpoot

Walkthrough

Have A Look At What’s Inside The App.

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Download From Both Android And iOS Stores.

3 Million Users And Counting!

Recent News

Read Latest News From Our Blog.

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How XPay.Life Is Making Bill Payments Easy For Rural India

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Mar 2, 2022

Online bill payment platforms have made the lives of urban people a lot easier. No more waiting in long queues. No more time limitations for utility bill payments. ...

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Settle All Your Utility Bills Online and Save Time


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Feb 10, 2022

Earlier people had to wait in long anchored queues for hours to pay their bills. They had to skip their lunch hours or sometimes had to take a day off ...

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Cash or Digital Payment? Well, XPay.Life offers both

12
feb 1, 2022

Online Payment has spread like a virus and anyone can just hook up online and sort out all things such as shopping, Pay Broadband Bill or any other utility bill payments ...

Media Coverage

Read What The Media Has To Say About Us

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