Mr. Rohit Kumar is a serial entrepreneur, having been bitten by the startup bug over 20 years ago. Fresh out of college, he began his first company that formed the foundation of all the group companies made under the umbrella. A technologist at heart, he understands and is often ahead of the curve in recognising the pulse of the customer. From CRM to ERP systems in software development to Point of Sales and Kiosks in the hardware, he has tried and proven his mettle in all fields of science. Not one to rest on his laurels, he proceeded to get his Masters in Business Administration from Harvard and is also a Hon faculty at the academic union at Oxford! XPay Life is the latest in his long line of innovative startups!