Loan-Repayment Bill

Loan repayment through EMI’s is now easy, safe and quick through XPay.Life. Your life is filled with dreams, hopes and in order to fulfill the dreams, you need to take loans at the right time but in the long run, they might be burdensome. Loans are never supposed to be a burden. To make your loan repayment easy and quick.

XPay.Life provides you a platform for online and offline Loan repayment methods. The app and the website doesn’t store your credit or debit card details and it is BBPS assured and the most secure payment channel for loan repayment.

While doing the payment, follow a few steps. Select the EMI category, Select the biller name. For Eg, Bajaj finance. Fill in the details and make timely loan repayment through installments any time in the comfort of your home through the XPay.Life app or by browsing the website. You can also make multi-utility bill payments like Electricity Bill Payment online through XPay.Life offline options of bill payment kiosk and POS machines.

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The payment through XPay.Life is BBPS/NPCI assured and hence adds the trust and credibility to your payment. The payment service follows the highest standard of security through the AMBIC model. The acronym stands for Artificial Intelligence, Mobility, Blockchain, IoT and Cloud. Hence payment through the XPay.Life is highly secure and credible.

Also, the payment is not confined only to the online modes, our ATP kiosk, PoS machine, and Mobile Vans facilitate bill payment by accepting cash as a bill payment mode and makes the transaction digital.

Key Benefits
Cash Acceptor through ATP Kiosk QR & POS device based Payment
Smart Dynamic Routing Blockchain Technology
No Convenience Fee Invoice Payments
Live Monitoring Smart Analytics
Retry Option 24*7 Support

There are a few easy to follow steps to pay the Loan Repayment Bill.


As soon as you click on the Pay now button, you will get an update of your payment via notification or alerts on registered email id and mobile number. In case of any query, reach out to our support team on

How to Pay

XPay.Life is expanding the bill payment sector by facilitating Full-spectrum bill payment through the Mobile App, Web, ATP(Any-Time-Payment) Kiosk, PoS machines, and Mobile Van.The name of XPay.Life denotes the importance it provides for secure transactions and to make life simpler through its innovations. The X in box design represents Blockchain and stands for our Brand Parent Company XIPHIAS.

XPay.Life facilitates bill payment for the categories of Electricity, Water, Gas(Piped and LPG), Telecom(Landline, Mobile and Broadband), DTH, Insurance, Loan repayment through EMI, FASTag, School Fees, Mobile Prepaid, cable TV.In short, it facilitates all recurring payment categories.

Our USP is Utility Bill Payment through ATP Kiosk where we accept cash payment along with credit/debit cards. The online digital payment channels include payment through UPI, Debit and Credit Card, Net Banking, Mobile banking.

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