Make Credit Card Payment Online at XPay Life

Don’t worry about your due dates for Credit Card bill payment as you can pay your credit card bills from anywhere and anytime on XPay Life. XPay Life allows you to make credit card bill payment for the Visa, Master, American Express (Amex), and Diners credit card of all the major bank. Be it SBI, HDFC, IndusInd Bank, Citi Bank and many other. So Open XPay life and pay your credit card bill instantly on XPay Life and leave all the stress behind. XPay Life’s credit card bill payment service is very easy and just takes a few steps to get processed. Moreover, you get many different payment options for your Credit Card payment.

Flexible Payment For Online Credit Card Payment

XPay Life provide you with flexible payment methods for your Credit Card bill payment. You can pay through a debit card(less than 2000), net banking and UPI

How to Make Credit Card Bill Payment XPay Life

It is very easy and convenient to pay your credit card bills on or XPay Life mobile app. All you have to do is follow these simple steps —

  • Go to credit card payment page on XPay Life

  • Click on ‘Proceed’

  • Enter the details and bill amount

  • Proceed with the payment

FAQ's on Credit Card Bill Payment

  • 1. Can I only pay the minimum due amount?
    Yes you can, only the minimum due amount. This will save you from any penalty amount, however, if you do not pay the complete due amount, you will invite some unnecessary interest.
  • 2. Do I need to pay my credit card in full?
    You should always try to pay the full due amount every month before the due date. Failing to do so can attract unnecessary interest or even a penalty.
  • 3. When should I pay my credit card bill?
    Ideally, you should always pay your credit card bills before or till the due date. If you fail to pay your credit card bill before that then you need to be paying extra interest for the outstanding amount.
  • 4. How much should I pay on my credit card to avoid interest?
    To avoid any additional interest on your credit card payment, make sure to pay the full credit card bill before the end of the due date.
  • 5. Does late payment affect my credit Score?
    The loss of the credit score depends on many factors such as-
    • How long are you delaying your payment

    • How frequently the delays in payment occur

    • Your current credit score try to make your payments before your due dates to improve your credit score.

We ensure that a complete universe of financial products is made available to our franchisees and thereby enable them to become financial supermarkets.
Download the XPay Life app to make your life simpler