Growing your business in a fast-moving world takes knowledge, persistence and determination. And when it comes to payment solutions, working with a trusted partner makes all the difference. At XPay Life Merchant Services we deliver a fantastic service without the headaches. When you work with XPay Life we consider you part of the family. As part of our family, we want your business to grow. That’s why we offer your small business merchant services with no contracts and no hidden fees.